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  • Are you on track for retirement, and what’s the best way to know if you’ve saved enough?
    • 7/10/26

    Are you on track for retirement, and what’s the best way to know if you’ve saved enough?

    You've probably seen Fidelity's retirement savings benchmarks—1× your salary by age 30, 3× by 40, and 10× by retirement. They're helpful guidelines, but they don't tell the whole story. In this video, I explain the three numbers that matter more than your account balance when determining whether you're truly on track for retirement. If you've ever wondered whether your savings will support the retirement you want, this video is for you. I'm Matt Ferrell, CFP®, founder of MADE Financial Design, helping individuals and families make smart financial decisions with confidence. If you're looking for a fee-only financial planner in Land O' Lakes, Odessa, Wesley Chapel, Lutz, Trinity, or the greater Tampa Bay area, I'd love to connect. #RetirementPlanning #Retirement #FinancialPlanning #RetirementSavings #Investing #PersonalFinance #CFP #FeeOnly #LandOLakesFL #WesleyChapelFL #OdessaFL #LutzFL #TrinityFL #TampaBay #FloridaFinancialPlanner

  • Gen X Retirement Survival Guide: 3 Challenges, 3 Solutions
    • 8/29/25

    Gen X Retirement Survival Guide: 3 Challenges, 3 Solutions

    Gen Xers, this one is for us. We’ve survived dial-up, Y2K, recessions, and everything in between — but retirement is a different kind of challenge. In this Finance Friday, I break down the three biggest obstacles Gen X is facing right now and the three smartest moves we can make to catch up. Stick around to the end for the Gen X theme song. Trust me, it delivers.

  • Bucket Strategy--MADE Financial Design
    • 1/28/26

    Bucket Strategy--MADE Financial Design

    The Bucket Strategy—a simple way to manage your retirement savings and weather market ups & downs! Learn how to divide your money into short-term, mid-term, and long-term buckets to keep your retirement income flowing.

  • What to Do If You Receive an Inheritance | 4 Key Steps
    • 8/29/25

    What to Do If You Receive an Inheritance | 4 Key Steps

    Received an inheritance? Now what? An inheritance can be life-changing, but without a plan, the money can disappear quickly. In this video, I share four key areas to focus on so the money works for you and supports your future.

  • 4% Rule of Thumb for retirement withdrawals
    • 1/28/26

    4% Rule of Thumb for retirement withdrawals

    How much can you safely spend in retirement? The 4% Rule is a classic guideline for determining how much you can withdraw from your retirement portfolio each year—without running out of money. Based on historical data, it suggests you can withdraw 4% of your portfolio in the first year of retirement, then adjust for inflation each year after.

  • Is the 4% rule conservative enough? Try adding "Guardrails."
    • 1/28/26

    Is the 4% rule conservative enough? Try adding "Guardrails."

    Turning Your Retirement Savings Into a Paycheck – Guardrails + the 4% Rule.

    What if you could turn your retirement nest egg into a steady paycheck—while protecting it from market swings? In this video, we show how stacking the Guardrails Strategy on top of the classic 4% rule can keep your income steadier over time.